|health insurance||home insurance||auto insurance|
Fast Insurance Quotes In Livingston County, All Michigan, & Ohio - 60 Seconds To A Quote!
Let us do the shopping for you. We will have a quote for the best price and coverage
Reviews and Testimonials:
I was in a pinch and needed to get a quote and proof of coverage for a rental policy within less than 24 hours. I called Elite Insurance, and the receptionist turned my quote around within 1 hour. Shortly after that, the owner, Matt, called, finalized everything, and sent the proof of insurance I needed. They really saved me a big headache because I would've been forced to delay my move in date if I wasn't able to get proof of insurance so quickly
I needed a policy very quickly, because I waited til the last minute to apply for it. Elite did the shopping for me, which was awesome, cuz I didn't want to have to get quotes from 5-10 companies. They got me approved in time, and I got a great deal. Awesome!
Request Your Quote In 60 Seconds.Get It The Same Business Day
Why Being Independent Helps Us Serve You Better:
As an independent agency, we are able to shop multiple carriers at the same time to make sure that you not only get a policy that completely covers your needs, but that you also get the best price and deductible rates on the market. We also work with local companies, and in some cases, we can actually get a reduced or waived deductible when working with those local companies.
Finally, as an independent agency, we actually don't want you to call the 800 number on your policy, should you need to make a claim. If a claim should arise, we want you to call us and let us handle the details for you. Sometimes, that might even mean arranging for a hotel, dinner, and cloths, should you have a homeowners emergency. In other cases, it might mean ensuring that you have a rental car available if you have an auto accident. We want to be there for you from start to finish, no matter what.
Watch the video below to learn how we address each of the issues above and to hear how our way of doing business recently allowed us to save $25,000 for a couple in Howell, MI!
What We Believe About Business:
We believe that our success depends on our ability to provide real value to our customers. It's hard for any business to thrive if its current customers are not completely sold. Actually, we believe that wowing our current customers is the best marketing we can do for ourselves. You see, it is in our interest to address each of the four issues above in a way that impresses you, because if you're happy, we know you'll be excited to spread the word about us. It's a win-win, and that's how we do business.
We have a mission at Elite Insurance, and that mission is to be your best friend on a bad day and help you through anything that comes your way.
How It Works:
We are a full service independent insurance agency that offers coverage for all your business and personal insurance needs through multiple carriers.
We are locally owned and family operated. We live, work and spend our money locally to help our community thrive.
We are changing the concept of having to shop your insurance every year, we do it for you. With the ongoing changes in the insurance industry, the old school thinking of being with one insurance carrier is long gone. With our family agency, you can still be loyal to a local agency that knows all your insurance needs and stays with you through all of life’s changes.
Securing comprehensive coverage through our agency could lower your premiums. We can help you make informed decisions about your coverage’s.
Call 517-545-9325 or Stop in for a free insurance evaluation and see how covering more with our agency can help you save money and feel secure.
Thank you for taking the time to visit our agency website. We have designed it to help serve you 24/7.
Insurance Companies We Represent
As an independent agency, we have established relationships with only the most solid national and regional insurance carriers. Our agency minimum standard is A- or higher by AM Best or Standard and Poor to be included in our portfolio of companies. In return, they provide competitive pricing, various coverage options and peace of mind during the claims process.
And many more!
Frequently Asked Questions about Insurance:
Why is insurance important?
A lot of people don't think they need insurance because they don't think accidents will happen to them. For example: Individuals often consider themselves to be defensive drivers who have a lower risk for accidents. For this reason, they may only be concerned about price when shopping for auto insurance. But the truth is, accidents can happen regardless of the precautionary measures we take, or how defensive our driving is. Just because you don't hit someone else doesn't mean that they won't hit you. So be prepared.
Whether thinking about car insurance, life insurance, health insurance, or travel insurance, it is always safer to have a good policy on your side when an accident strikes. After all, that's the main purpose of insurance: to give you security and peace of mind that everything will be alright, even when the unexpected happens.
What are the common types of insurance?
The common types of insurance include but are not limited to the following:
These are the general insurance categories. There are more specific types in each category.
How do auto insurance companies work and what does auto insurance cover?
Auto insurance works by protecting the policy holder against possible financial loss in case of an accident involving their own vehicle. Car insurance companies provide coverage for the following:
What do home insurance companies cover?
Home insurance covers any damage to the policyholder's house. Some policies cover damages only when they are caused by members of the household or their pets. In some areas where earthquakes, floods, tornados or other natural disasters are frequent, a separate or additional insurance policy may be required. Home insurance does not cover maintenance-related issues, as they are the responsibility of the homeowners. For people who are renting, home insurance can be acquired separately, or tenant insurance will apply. This policy includes inventory coverage or protection for the belongings of the tenants.
What do health insurance companies cover?
Health insurance coverage includes the cost of various medical treatments. A dental insurance policy can also be bought separately. In most areas, the dental insurance is part of the employer's benefit package along with the employer's health insurance policy.
What are the benefits of acquiring a life insurance?
Life insurance provides for the family of the policy holder after death, initially for funeral, burial, and other final costs. The policies allow the beneficiaries to collect the payment in a lump sum or through annuity. Most policies are also designed to replace income normally provided by the policy holder.
What's the difference between burial insurance and life insurance?
Compared to life insurance, burial insurance is a more specific type to cover for the policyholder's funeral costs. This insurance can be paid out upon death to cover for memorial expenses.
How to apply for affordable health insurance?
In order to apply for a health insurance plan, interested individuals can click the health insurance button at the top of the page to get a health insurance quote. Just fill-out the form with your basic information, and we'll do the shopping for you! We'll have quotes for you within 48 hours. Company representatives looking for group health insurance policies should check out our Group Health page and follow the simple instructions there.
How to request free insurance quotes?
As with health insurance, we provide free insurance quotes to individuals and companies. Just scroll to the top of the page and click the appropriate button for the type of insurance you need. We offer a free auto insurance quotes comparison as well as comparisons/price shopping for many other forms of insurance, including but not limited to: boat / marine insurance, condo insurance, flood / earthquake insurance, homeowners insurance, motorcycle insurance, motor home / RV insurance, personal umbrella insurance, personal watercraft insurance, renters insurance, commercial auto insurance, business owners package insurance, professional liability insurance, restaurant insurance, workers' compensation insurance, life insurance, health insurance, disability insurance, long-term care insurance, and group health insurance. Call us today: 517-545-9325
Why independent agencies are better?
Independent agencies can shop multiple carriers at the same time in order to make sure that their policy holders acquire the most cost-effective insurance plans. These independent agencies work with local companies in order to search for best prices and complete insurance coverage for their policyholders.
How do independent insurance companies cater to claims?
Independent insurance companies, such as Elite Insurance, cater to claims by handling all the details for the policy holders. For example, in a homeowner's emergency, Elite Insurance can arrange for a hotel, dinner, and even clothes. The same thing will apply for those who have been in a car accident. Elite Insurance will be there to help and assist in hospital bills from start to finish.
Is Elite Insurance a trusted independent agency?
Elite Insurance believes that our success comes from our ability to provide real value to our customers. Elite Insurance agency strives to provide quality and cost-effective services for our policy holders. If we do that, we believe the word will spread naturally. It is by far our best marketing strategy. Because of this, Elite Insurance Agency is one of the most trusted independent insurance agencies in Michigan.
What does Elite Insurance Agency offer?
Elite Insurance Agency offers the following:
Why does selecting the best insurance agency matter?
Selecting the best insurance agency matters simply because the agency you choose will be responsible for your care when times get rough and accidents or calamities happen. During these times, claimants are in disarray, making it more difficult for them to calmly and logically handle the situation. Because of this, insurance agencies should be willing to extend their help far beyond what claimants expect from them. They should be dependable enough to help policy holders get back on their feet after a tragic situation, accident, death, or any other calamity.
How to select the best insurance agency in your area?
Shoppers can select the right insurance companies by doing their research. During this research, asking the right questions and visiting insurance agency websites greatly helps. When looking for independent insurance providers, people should ask which carriers they are representing. After acquiring the list, doing a background check for each carrier will help searchers clear their minds and doubts. Also, it is very important to identify an agency's capability and willingness to assist customers in making claims. Does the agency have virtual support to cater calls or queries made after business hours? Do they cover a full range of products, such as health, life, property, car, business, and home insurance? Furthermore, clients should also ask what kinds of bundle discounts these agencies offer for bundle plans. Acquiring satisfactory or excellent answers to these questions will help clients determine which insurance agencies are best for them.
Elite Insurance Agency