Managing Your Risk

In today's litigious climate, with plaintiff's lawyers attempting to position themselves as knights in shining armor, and the media's typically negative slant on foster care, you need much more than an ounce of prevention in your corner – you need a reliable support system to help you recognize and navigate past the diverse risks that are a reality of your daily operations. Rely on Elite Insurance Agency to help you in your efforts to keep your organization healthy and strong, so that children can rely on you to influence their lives for the better.

Elite Insurance Agency acts as an underwriter for the insurance companies with which we have exclusive contracts. Because of our expertise in child welfare, the insurance companies with which we work will not insure facilities like yours for a broker that contacts them directly.

Providers benefit from this "outsourcing" because our understanding of your work allows us to create appropriate coverage and pricing and to provide information on how kids have been injured or killed in out-of-home placement, so that you can better protect the youth in your care.

Because insurance is all about claims handling, we help facilitate expert defense in the event you ever find yourself facing tragedy or ugly allegation.

All of this costs you nothing. The insurance companies pay for our services, the same as other companies pay their own underwriting and risk management staff. They've "outsourced" this work to us, because we know child welfare better than anyone in our industry.

19 percent of children under 18 live in poverty (2008), up from 16.1 percent in 2000.

3.1 million people age 12 or older needed treatment for drug or alcohol abuse (2008)

Nearly 1.7 million children under the age of 18 were arrested (2007).